Get Help if Hit by an Uninsured Motorist

All too frequently, an underinsured or uninsured motorist causes an accident. If victim to such an accident, you may have another course of action to recover damages. At The Nicholas Law Firm, LLC, we represent drivers, injured by parties who lack proper motor vehicle insurance, in and around Litchfield County Connecticut.

Two types of insurance problems frequently confront people involved in automobile accidents:

• Uninsured motorist: An uninsured driver does not have motor vehicle insurance at all; you are then forced to cover the expenses of your accident alone.
• Underinsured driver: This person does not have adequate insurance to cover your losses. They have enough to cover the basic expenses of an accident, but not enough to cover your injuries and property damage completely.

One way we try to recover money for the damages suffered by you is through the criminal process. After charges have been filed against the negligent driver, our attorneys will write the State's attorney and request that your reimbursement be a condition of the driver's criminal disposition.

We will also file an underinsured insurance claim through your own insurance company. After filing a claim to obtain payment from the driver's insurance company, we will file a claim to recover the balance from your insurance company. Every motor insurance policy provides uninsured motorist coverage. If required, we will take the denial of your claim to trial.

You also may file a claim with your insurance company for damages resulting from a hit and run accident. After filing a report with the police concerning the accident, we will file a claim with your insurance company requesting coverage.

To learn more about your insurance policy and accidents involving uninsured and underinsured drivers, call The Nicholas Law Firm, LLC toll free at 866-471-5194. To ask one of our lawyers a question, fill out the attached contact us form.